Buy Now Pay Later
Launch a full BNPL product in weeks, not years
The BNPL Blueprint stitches together AuthKit, PaymentKit, LendingKit, and CheckoutKit into a cohesive buy-now-pay-later product. Customers are verified through progressive KYC, credit-scored via SIMAH, and approved for installment plans in real time. Merchants integrate a single checkout widget that handles the entire flow — from eligibility check to payment splitting to automatic collections. Built-in regulatory compliance for SAMA consumer lending guidelines.
What's Included
Buy Now Pay Later combines 4 Hyperscale Kits into one pre-configured, production-ready platform.
Months of work, eliminated.
Stop stitching together fragmented APIs. Buy Now Pay Later gives you a production-ready platform so you can focus on growth.
Building It Yourself
Research and evaluate 12+ individual providers
Negotiate contracts and manage vendor relationships
Build custom integrations for each provider API
Normalize data across incompatible schemas
Build orchestration, failure handling, and retry logic
With Buy Now Pay Later
Verify Customer
KYC via Nafath + SIMAH credit scoring
Assess Eligibility
Real-time credit decisioning and limit assignment
Process Checkout
Merchant checkout with installment plan selection
Collect Payments
Automated installment collection and settlement
Bundle Pricing
Save 25% compared to subscribing to each kit individually.
One SDK, One Init
Access all 4 kits through a single SDK initialization. No glue code required.
1import { Hyperscale } from '@hyperscale/sdk'23const hs = new Hyperscale({4 blueprint: 'bnpl-platform',5 apiKey: process.env.HYPERSCALE_API_KEY,6})78// Access all 4 kits through one initialization9const { auth, payment, lending, checkout } = hs.kitsStart building with Buy Now Pay Later.
Initialize the blueprint, configure your kits, and launch your platform in 3-4 weeks.