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CardKit

Issue, control, and manage cards

CardKit provides a unified card management layer across multiple issuers. A developer can switch from NymCard to Marqeta without changing a line of code. Card controls are normalized — set the same spending rules regardless of underlying issuer. Tokenization for Apple Pay/Google Pay is handled automatically.

The integration tax, eliminated.

Stop wiring together fragmented APIs. CardKit abstracts the complexity behind a single canonical interface so you can focus on your product.

The Old Way

01

Read 6+ different API docs

02

Handle varying authentication methods

03

Normalize fragmented data schemas

04

Build custom failure and retry logic

05

Maintain integration debt forever

Time to launch
Months
Engineers Required
3-5

With CardKit

01

Install single unified SDK

02

Authenticate once with hyperscale keys

03

Write code against canonical schema

04

Built-in routing, retries & fallbacks

05

Switch providers without code changes

Time to launch
Hours
Engineers Required
1

Everything you need.

CardKit comes battery-included with 6 out-of-the-box capabilities designed for scale.

Issue Virtual Card

Instant virtual card issuance for digital wallets

Issue Physical Card

Physical card ordering with delivery tracking

Card Controls

Spending limits by merchant, geography, time, and amount

Card Freeze

Instant freeze/unfreeze for lost or stolen cards

Tokenization

Apple Pay and Google Pay provisioning

Card Transactions

Real-time transaction monitoring and alerts

Drop-in UI Components

Zero-build embedded experiences.

Product Managers love CardKit because you don't have to build the UI from scratch. Drop our secure, compliant React widgets directly into your app.

  • Fully customizable styling to match your brand
  • Handles complex edge cases and error states automatically
  • Always up-to-date with compliance regulations
import { CardKitWidget } from '@hyperscale/react';

export default function App() { return (
<CardKitWidget
theme="light"
onSuccess={handleSuccess}
/>
);
}

The Inverse Adapter.

CardKit sits above the Hyperscale SuperGraph, abstracting downstream providers entirely so you only have to write code once.

Your Application

import { CardKit } from '@hyperscale/sdk'
Issue Virtual Card
Issue Physical Card
Card Controls
Card Freeze
Tokenization
Card Transactions

CardKit

N
NymCard
N
Neoleap
M
Marqeta
V
Visa
M
Mastercard
m
mada

Developer Experience

Beautiful, strongly-typed SDKs for modern languages.

typescript
1import { CardKit } from '@hyperscale/sdk'
2
3const cards = new CardKit({ apiKey: 'hs_live_...' })
4
5// Issue a virtual debit card
6const card = await cards.issue({
7 customerId: 'cust_abc123',
8 type: 'virtual',
9 program: 'debit',
10 currency: 'SAR',
11 controls: {
12 dailyLimit: 500000, // 5,000 SAR
13 allowedCategories: ['retail', 'restaurants', 'travel'],
14 },
15})
16
17console.log(card.pan) // '4*** **** **** 1234'
18console.log(card.status) // 'active'

Plays well with others.

CardKit composes seamlessly with the rest of the Hyperscale ecosystem.

AuthKit

Identity, verification, and compliance in a box

AccountKit

Banking infrastructure, ready to use

PaymentKit

Accept, process, and move money

WalletKit

Digital wallets and P2P transfers

Part of these Blueprints.

CardKit is a core component of these ready-to-deploy business solutions.

fintech

Digital Neobank

Full-stack digital banking, ready to deploy

4-6 weeks to launch
AuthKitAccountKitCardKitPaymentKitWalletKit

Transparent Pricing

No complex tiers for infrastructure. Pay for the value you deliver to your users.

Per active card

Free tier

Perfect for sandboxing and early traction.

25active cards

Production

Scales infinitely with your growth.

2 SAR per card/month + 0.10 SAR per transaction

Start building with CardKit.

Install the SDK, grab your API key, and make your first call in minutes.

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